A debit card is a small plastic or metal payment card issued by a bank that takes money directly from your savings or current account when you buy something.How It WorksDirect payment: Money leaves your bank account immediately to pay the seller.ATM access: You can use the card at an ATM to get cash or check your balance.No debt: You can only spend the money you actually have in your bank account.Common UsesIn stores: Swipe, insert, or tap the card at a checkout machine. You may need to type a secret 4-digit PIN (Personal Identification Number).Online: Type the card number, expiry date, and CVV code on shopping websites.Tap and Pay: Pay fast for small purchases (usually under ₹5,000) without a PIN.If you want, tell me:Do you want to know how to apply for a new card?Are you trying to fix a problem with your current card?
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