Education loan

                                                                                 An education loan is financial aid provided by banks or governments to help students pay for tuition, housing, books, and other school costs. [1] (https://bankofbaroda.bank.in/loans/education-loan), [2] (https://www.facebook.com/tatacapital/videos/an-education-loan-can-support-more-than-just-your-tuition-fees-understanding-wha/1554523862727869/)Key Features of Education LoansCoverage: Pays for college fees, hostel rent, library charges, laptops, and travel costs. [1] (https://www.unionbankofindia.bank.in/en/listing/education-loan), [2] (https://www.facebook.com/tatacapital/videos/an-education-loan-can-support-more-than-just-your-tuition-fees-understanding-wha/1554523862727869/)Moratorium Period: A grace period where you do not have to repay the loan while studying. Repayment usually starts after the course ends or after getting a job. [1] (https://www.federal.bank.in/special-vidya-loan)Interest Rates: Rates vary by lender, course type, and whether the loan is secured by property. [1] (https://www.icici.bank.in/personal-banking/loans/education-loan)Collateral: Small loans often need no security, but larger amounts (especially for overseas study) may require property or a fixed deposit. [1] (https://www.youtube.com/shorts/P7mV-75fKJo), [2] (https://www.icici.bank.in/personal-banking/loans/education-loan), [3] (https://bankofbaroda.bank.in/loans/education-loan), [4] (https://www.federal.bank.in/special-vidya-loan)Co-applicant: Most banks require a parent or guardian to act as a co-borrower. [1] (https://www.icici.bank.in/personal-banking/loans/education-loan), [2] (https://www.youtube.com/shorts/P7mV-75fKJo)Major Indian lenders like SBI, ICICI Bank, and Bank of Baroda offer customized student loan schemes for studies in India and abroad. [1] (https://sbi.bank.in/web/personal-banking/loans/education-loans), [2] (https://www.icici.bank.in/personal-banking/loans/education-loan), [3] (https://bankofbaroda.bank.in/loans/education-loan)

AU Small Finance Bank

AU Small Finance Bank Limited is an Indian scheduled commercial small finance bank,[5] headquartered in Mumbai. It was founded in 1996 as a vehicle finance company and was converted into a small finance bank in 2017. That same year, it got listed on National Stock Exchange (NSE) and Bombay Stock Exchange (BSE).[6]

It received the "India's Top 50 Companies to Work for 2025" award from the Great Place to Work.[7] As on March 2026, the bank serves around 1.2 crore customers through (approx) 2790 touchpoints, across 21 states and 4 union territories. The same has been supported by 59,200+ workers and a balance sheet exceeding Rs. 1.9 lakh crore.[8]